Liability (inc completed operations)

In addition to our material damage products our consultative approach has also enabled us to develop a wide range of liability insurance policies bespoke for Principal Arranged Insurance (PAI) and Contractor Arranged Insurance (CAI). We  address the particular needs of both types of clients whilst at the same time ensuring that we fulfill all of the requirements of and obligations under the insurance provision clauses of the construction contract. 

Strathearn has custom designed  liability products created for single one-off projects for both PAI or CAI and annual floater products covering multiple projects insured on a transfer, run-off or transfer to expiry basis. 

It is interesting to note that some of our competitors tend to just use a standard public and products liability policy as an attempt to meet and comply with the insurance provision contract clauses for project insurance.  This is especially problematic regarding ensuring matters such as Cross Liability and the interests of the various project entities is achieved.  If these matters are of interest to you we look forward to discussing the various nuances and differences between our customised product offerings with you.  

Under Liability insurance our clients and particularly our contractor clients (CAI) can insure their completed operations liability risks.  

Our approach is to work with clients to build an insurance product which wil provide the best possible fit with the insurable and partly insurable risks unique to particular projects or in respect of annual policies and the range of projects that our clients may work on each year.